Moral hazard predicts that, in the presence of homogeneous information, the removal of a rule forcing healthy (low risk) individuals into risk pools

Moral hazard predicts that, in the presence of homogeneous information, the removal of a rule forcing healthy (low risk) individuals into risk pools will generally result in a decrease in the premiums charged by insurers to individuals who remain in these risk pools。T/F? why?

 
"Looking for a Similar Assignment? Get Expert Help at an Amazing Discount!"